Frugal Baby Tips from a First Time Mum

So I hear that having a baby is an expensive gig.

Having left a well paid job for a combination of freelancing and agency work at the beginning of the year, and with the husband having been out of work for the Summer and since taking a lower paid job, impending new baby does not seem to bode well.

New Year, New Challenges

So New Year goals are nothing new, are they? We all over indulge and over spend at Christmas, then spend January trying our hardest to make up for it. We're on a diet, no alcohol, no going out...trying to avoid those oh-so-tempting online sales....must....resist!! Sound familiar?